Asha is looking forward to her vacation. The past year was stressful, and she is now ready to take some time off. This time, Asha didn’t have to scrounge.

After some years of trying, she has “saved up” without much difficulty, and the payoff has been outstanding. She is now part of the Nidhi Chit Bonds community, which has given her a sense of belonging and trust while empowering her to be independent.