Times can get tough, and for Nazia, a crisis was unfolding. There had been a medical emergency in the family, and they had used every avenue to secure money. Almost.

Her monthly savings at Nidhi Chit Bonds were a big boon. The Nidhi community rallied together and helped her get her share, and she knew the community would help her further if needed. With that trust in her heart, Nazia faced the crisis head-on.